Essay on Workers Compensation - 800 Words

Workers’ Compensation Workers’ compensation provides compensation benefits to employees for disabilities due to personal injury or disease sustained while in the performance of their duty. The purpose of Alabama’s Workers’ Compensation laws is to ensure proper payment of benefits of employee’s injuries on the job or who contract a work related illness and encouraged safety in the workplace. These benefits include payment of medical expenses and compensation for wages loss. Dependents are also entitles to payment of benefits of employees who die from work-related injuries or diseases. An employer that has five or more employees is required to have worker’s compensation insurance. Workers’ compensation is designed to protect workers†¦show more content†¦For example if an administrative assistant is lifting heavy objects on a loading dock. Part of the employer’s responsibility is to control potential workplace hazard and correct hazardous conditions or practices as they occur or are recognized. If an employer effectively identifies these or other red flags, he should begin and keep accurate documentation of the incident, investigate the accident adequately, and provide safety and health training annually. Another means to detect and deter fraudulent claims is the use of on-site medial services including triage nurses. Companies can also contract and/or partner with local medical facilities. Contracting with a local facility helps a company to built healthy relationships with physicians who are trustworthy will help to reduce the risk of the fraudulent claims. On site triage nurses and other medical services can help reduce costs by identifying the severity of the injury. For example, a triage nurse can use first aid to treat a first degree burn, rather than the injured taking a trip to the emergency room. Having medical services on staff can also have a positive impact on staff morale. It is an excellent way to show employees that you are committedShow MoreRelatedWorkers Compensation Essay2263 Words   |  10 PagesWorkers Compensation Workers compensation is meant to protect employees from loss of income and to cover extra expenses associated with job-related injuries or illness. Accidents in which the employee does not lose time from work, accidents in which the employee loses time from work, temporary partial disability, permanent partial or total disability, death, occupational diseases, noncrippling physical impairments, such as deafness, impairments suffered at employer-sanctioned events, such asRead MorePurpose Of Workers Compensation Insurance1244 Words   |  5 PagesSmall business can expect to pay around $2,000 to $3,000 in Workers Compensation Insurance premiums annually, where the premiums raise with number of covered employees. 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Accidents in which the employee does not lose time from work, accidents in which the employee loses time from work, temporary partial disability, permanent partial or total disability, death, occupational diseases, noncrippling physical impairments, such as deafness, impairments suffered at employer-sanctioned events,Read MoreThe Workers Compensation Benefits1887 Words   |  8 Pagesripping off his arm below the elbow (Grabell et al.). Little did Whedbee know that the worst was yet come when he would struggle with laws restricting his workers’ compensation benefits for years to come. Whedbee is not the only one who has faced these difficulties. Over the past few decades, states have been dismantling America’s workers’ compensation standards to benefit the employer, and not the emplo yee, and this has resulted in disastrous consequences for many people, such as Dennis Whedbee, who